THE ADVISER’S NOTEBOOK
February 2025
Welcome to the February Edition of the Adviser’s Notebook!
We hope your year is off to a great start! Whether January flew by in a blur or brought its fair share of challenges, February is a fresh opportunity to refocus and strengthen your financial well-being. And with love in the air this month, it’s also a great time to nurture one of the most important relationships in life—the one you have with your finances.
This month, we’ve thoughtfully curated articles that explore love and money, from creating a budget you actually enjoy to navigating financial differences in relationships. You’ll also find expert insights on reviewing your portfolio, securing your superannuation for loved ones, and planning for major life decisions like parenthood.
At Your Wealth Hub Advice, we’re here to guide and support you on your financial journey. Click below to explore this month’s insights and take the next step toward a financially confident future!
Warm regards,
Gavin Glozier, Grad Dip, Fin Plan
CEO & Principal Financial Adviser
P 1300 763 498 • M 0408 155 140
Level 17, Angel Place, 123 Pitt Street, Sydney NSW 2000
Life the life you want to live.
13 SIMPLE WAYS TO BOOST YOUR SAVINGS IN 2025
Looking to grow your savings this year without making drastic lifestyle changes? Forbes shares 13 easy and effective ways to build your savings in 2025 and beyond, from automating deposits to cutting hidden costs and maximising rewards. Whether you're saving for a big goal or just want to improve your financial cushion, these practical tips can help you make steady progress with minimal effort. Click to discover how small changes can lead to big savings over time!
13 SIMPLE WAYS TO BOOST YOUR SAVINGS IN 2025
With interest rate cuts on the horizon, some housing markets are set to experience a surge in demand. CoreLogic breaks down which areas could see the biggest boost, highlighting the regions and property types most likely to benefit. Whether you're a homebuyer, investor, or simply keeping an eye on market trends, this article provides valuable insights into how lower rates could shape Australia’s property landscape. Click to see which markets are poised for growth in 2025!
PROTECT YOUR SUPER FOR THE ONES YOU LOVE
Have you made sure your superannuation will go to the right people? The Conversation explains a crucial step many Australians overlook when it comes to passing on their super to loved ones. Without proper planning, your retirement savings might not be distributed as you intend. This article breaks down what you need to do to ensure your super is inherited smoothly and according to your wishes. Click to read more and safeguard your super for the people who matter most!
WHEN WAS THE LAST TIME YOU CHECKED YOUR PORTFOLIO?
Market conditions change, and so should your investment strategy. Vanguard explores why regularly reviewing your portfolio is essential for staying on track with your financial goals. Whether it’s rebalancing, adjusting for risk, or making sure your investments align with your long-term plans, this article offers practical tips to keep your portfolio in shape. Click to learn how a quick portfolio check-up can help you stay financially confident!
MONEY, MILLENNIALS, AND PARENTHOOD: CAN YOU AFFORD TO HAVE KIDS?
Market conditions change, and so should your investment strategy. Vanguard explores why regularly reviewing your portfolio is essential for staying on track with your financial goals. Whether it’s rebalancing, adjusting for risk, or making sure your investments align with your long-term plans, this article offers practical tips to keep your portfolio in shape. Click to learn how a quick portfolio check-up can help you stay financially confident!
WILL INTEREST RATES DROP IN FEBRUARY? THE ODDS ARE HIGH
The Reserve Bank of Australia (RBA) is under growing pressure to cut interest rates in February, with market expectations skyrocketing to a 95% chance of a rate reduction. ABC News explores the latest inflation data, expert predictions, and the political and economic factors influencing this key decision. With the big banks adjusting their forecasts and the RBA facing increased scrutiny, this article breaks down what it all means for homeowners, investors, and the broader economy. Click to stay ahead of the latest developments and see how a potential rate cut could impact you!
