SUPERANNUATION

Retire from work, but not from life.

M.K. Soni

  • According to ASFA, the median super balance of men who are about to retire is $154,000 while the balance for women is $123,000. At the other end of the scale, 23% of women and 13% of men aged between 60-64 have no savings in their superannuation at all. No matter how you look at it, these figures are problematic and raise the question: how ready are you for retirement?

  • You may be in your prime now and intend to contribute as much money to your super so that you can maximise its benefits. That’s a good plan but not everyone is able to achieve it.

    Right now, you may have conflicting financial priorities. You have debts to pay, a family to support, and lifestyle choices to maintain. If you feel it difficult to save for retirement - whether that be in your super or elsewhere - a superannuation plan may help you.

OUR SUPERANNUATION SOLUTION

CAN HELP YOU WITH

  • Maximising tax incentives

    The idea behind superannuation is to help you become self-sufficient when you retire. The tax incentives that come with it are meant to encourage you to make further contributions. These can be very useful in minimizing the tax you need to pay when it comes to tax time.

  • Choosing the right super fund

    You don’t have to settle for the super fund that your first employer set up for you. It’s your life; you are in control. You have the right and ability to change super funds at any time, and at any stage of your life.

    The good news is, you’re not expected to study every super fund to determine which is best for you – we do this for you! At Your Wealth Hub Advice, it’s our job to investigate strategic opportunities to improve and grow your superannuation, pro-actively.

  • Investment tax cuts

    Depending on the investment, the tax rate imposed on investment money inside a super fund can be significantly lower than those made outside of the super environment.

  • A comfortable retirement

    A well-conceived superannuation fund may help you live a comfortable life during retirement - a time when most people are no longer working and earning an income.

  • Peace of mind

    Knowing that you are setting aside funds for your future means that you have one less thing to worry about. Your superannuation fund is an asset and it will serve you well in retirement when you need it most.

 

MAKE THE MOST OUT OF YOUR SUPERANNUATION TODAY

We are specialists in superannuation management and will work with you to ensure that your superannuation management is working as hard as possible in accumulating your retirement wealth.

If you wish to know more, or if you want to book an obligation-free consultation related to Superannuation Solutions, please do not hesitate to email us at support@yourwealhthub.com.au or to call us on 0408 155 140. You can also use the form below.