RETIREMENT PLANNING

Don’t simply retire from something;

have something to retire to.

Harry Emerson Fosdick

  • To have a comfortable retirement lifestyle, single Australians need on average $44,183 a year to live on, while couples need $62,435 a year. These figures translate to $545,000 in retirement savings for single people and $640,000 for couples.

  • Retirement is something that we all look forward to. It’s when we finally get to reap the rewards of a lifetime of hard work; when we can kick back and enjoy the finer things in life. But, are you on track to see your dream retirement come to fruition? Will you have the funds at retirement to live the lifestyle you’ve been dreaming of?

  • Take the guessing game out of your retirement. Get confidence and clarity about your financial future with Your Wealth Hub Advice working with you to help you live the life you want to live.

  • The idea behind retirement planning is to help you enjoy a comfortable lifestyle during your golden years. It involves identifying potential sources of income, predicting expenses, managing assets, mitigating risks, and creating a savings program for these purposes. At a time in your life when you are no longer working, you need a well-designed retirement plan to look after you. Allowing you to live the life you want to live.

OUR RETIREMENT PLANNING SOLUTION

CAN HELP YOU WITH

  • Strategic Planning

    The key to fulfilling your retirement dream is to put the wheels in motion today – plan today for a better tomorrow. Some of the most important questions we are often asked are: How much income do I need in retirement? Will I be able to get an age pension? How big does my nest egg need to be? At what age can I retire?

    Knowing that you have started a retirement plan will allow you to make smarter decisions sooner, knowing that these decisions will impact your retirement lifestyle. Failing to plan is planning to fail.

  • Tax benefits

    With retirement planning, you get the chance to minimise not only the tax that you have to pay but also those that your beneficiaries will end up paying.

  • Contextualising your financial life

    With a retirement plan in place, you can make decisions on other aspects of your financial life. This holistic approach is helpful if you want to get a clear picture of your financial goals.

  • Asset protection

    With a retirement plan, you minimise the likelihood of needing to liquidate your assets in order to support your retirement lifestyle.

  • Protection from unforeseen events

    Your retirement plan becomes your safety net should any unforeseen circumstances that require you to spend large amounts of money arise.

  • Peace of mind

    When you know that you have planned for your retirement, you significantly reduce the stress commonly experienced by retirees during their golden years as well as the years leading up to it.

 

PLAN FOR YOUR RETIREMENT TODAY

Our retirement planning and advice can help you gain peace of mind and reduce stress during retirement.

We will work closely with you to devise a personalised plan that takes into account your personal situation, allowing you to set clear and tangible goals for your retirement.

If you wish to know more, or if you want to book an obligation-free consultation related to retirement planning, please do not hesitate to email us at support@yourwealhthub.com.au or to call us on 0408 155 140. You can also use the form below.