The start of a new financial year is the perfect time to reset your investment goals and make the most of new opportunities. This article offers practical advice framed around common New Year's resolutions to help you kickstart your investment journey. Learn how to stop procrastinating and start investing, exercise more control over your finances with effective budgeting, maintain a positive outlook despite market volatility, and find balance in your portfolio through diversification and rebalancing. Take charge of your financial future today.

With the new financial year upon us, it's essential to be aware of several key changes that could impact your finances. From tax cuts that increase your pay cheque to a rise in the minimum wage, these adjustments are designed to benefit you. Social services payments and superannuation contributions are also seeing boosts, while new energy relief credits and extended parental leave offer additional support. Stay informed about these changes to make the most of the new financial year. Click to read the full article and understand how these updates will affect your wallet starting today.

What brings happiness to older Australians? New research by Challenger and YouGov reveals that financial security plays a crucial role. Surveying over 1,000 Australians aged 60+, the study found that 65% would be much happier without financial worries. Stability, particularly a guaranteed income, significantly boosts happiness in retirement. However, rising living costs and economic uncertainty are impacting retirees' confidence. Financial advisers can help bridge this gap by providing education and strategies like CPI-linked annuities to ensure a stable, guaranteed income.

Australia's top economic forecasters predict the Reserve Bank will begin cutting interest rates by March 2025, leading to lower mortgage costs and continued increases in home prices. A panel of 29 experts expects the cash rate to drop from 4.35% to 3.75% by the end of 2025. Despite economic challenges, inflation is projected to return to the Reserve Bank's target range, and home prices, particularly in Sydney and Melbourne, are expected to keep rising. Gain insights into Australia's economic recovery and its impact on your finances.

Investing is more than just picking stocks—it's about creating a better future through smart financial decisions. In this insightful article, learn five essential steps to align your investments with your life goals: define your goals and make a plan, start saving and investing early, understand the impact of debt, prepare for an uncertain future, and recognise that happiness isn't tied to your net worth. Discover how integrating these strategies can help you achieve financial freedom and the life you desire.

Despite a challenging year, investment markets delivered strong returns in 2023-24. This article explores key themes such as falling inflation, central banks' pivot towards rate cuts, and global economic resilience. Discover insights on the drivers behind the robust performance of global and Australian shares, the impact of geopolitical risks, and the future outlook. Learn valuable lessons from the past year and prepare for a more volatile but potentially rewarding ride ahead. Understand the factors that could shape the investment landscape in 2024-25.