Stay ahead with Vanguard’s latest investment forecasts and economic insights for September 2024. From deflationary concerns in China to Australia’s slow economic growth, this comprehensive outlook covers the global landscape and what it means for your financial strategy. Learn about potential interest rate movements, key trends in major economies like the U.S., Europe, and Japan, and region-by-region outlooks. Whether you're focused on equity returns, bonds, or navigating volatile markets, this article provides the key insights you need to make informed investment decisions. Discover how global shifts could impact your portfolio and future financial planning. Read on to stay informed and prepared.

National dwelling values rose modestly by 0.4% in September, maintaining a consistent but slowing trend from previous months. As new property listings surge by 3.2% compared to last year, market momentum is easing, with auction clearance rates and median selling times showing signs of a cooling market. Lower price point markets and regional areas continue to outperform, while larger capital cities like Sydney and Melbourne see subdued growth or slight declines. This article breaks down the shifting dynamics of Australia's housing market, providing insights into how different regions and property types are responding to affordability pressures and market conditions. Discover how these trends may impact your property decisions moving forward.

Australia's housing market has been creating unprecedented wealth for property owners, with the total value of residential dwellings nearly doubling over the past decade. CoreLogic's latest report reveals record-breaking median profits from resales, with some sellers in Sydney and Perth pocketing hundreds of thousands of dollars. But while some regions have thrived, others, like Melbourne's unit market, face challenges. This article offers a detailed snapshot of where Australia's property market is booming and why selling now could mean significant financial gains. Read on to discover where the biggest profits are being made and what this means for the future of the housing market.

Australia's biggest banks are starting to align their predictions for when the Reserve Bank of Australia (RBA) will begin cutting the cash rate, currently at 4.35%. National Australia Bank (NAB) recently adjusted its forecast, moving up its timeline to February 2025 for the first rate cut. Westpac and ANZ also expect cuts to begin in early 2025, while Australia's largest bank, though previously predicting a November 2024 cut, now anticipates a decision by December. This article explores how inflation, employment, and global monetary trends are shaping these predictions and what they could mean for borrowers and investors in the coming year.

In a housing market where affordability is a major concern, renting may seem like a disadvantage, but it doesn’t have to be. This article offers practical strategies for renters to build wealth and achieve financial security without owning property. By focusing on smart financial decisions—like saving, investing, and controlling housing costs—this piece provides actionable insights to help renters navigate the challenges and create a strong financial future. Whether you're renting by choice or circumstance, this article shows how you can still achieve long-term financial success.

Managing stress is not just essential for your mental well-being but also plays a crucial role in improving decision-making, especially when it comes to your finances. A new study from the University of Portsmouth highlights how lowering stress levels can reduce impulsive behaviors, which often lead to poor financial and lifestyle choices. By learning how to pause and manage stress in the moment, you can make more thoughtful decisions that benefit both your health and your financial future. Read on to discover how reducing stress can help you stay on track with your goals.